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Employer Expectations are changing…. 

As Healthcare undergoes significant change, your expectations of your broker must change as well.  Your broker now has access to the technology necessary to control rising employer benefit costs.  In our current economy, the need to find affordable benefit plan solutions is economically essential and time sensitive. Dynamic Benefit Systems enables you and your broker to analyze and design CDHC plans using our state-of-the-art math engine, specifically engineered for health plan design.

Plan design is Science… Not Art.

The process of choosing a CDHC health plan offering is a mathematical equation which can be solved and communicated.  Your plan budget is the solution and through analysis of all possible variables, you are able to minimize employee premiums as well as out of pocket costs. Dynamic Benefits Systems provides an essential design tool to aid you and your broker in meeting limited benefit plan resources.  The technology is now available to help your broker design benefit solutions that may have gone undiscovered using conventional, static spreadsheet technology.


“Every employer should have access to this tool."

“When faced with a large increase this year, the use of Dynamic Benefit Systems allowed our broker to instantly analyze different plan designs and employer funding so we could see the impact to our firm’s bottom line as well as the impact to our employees.… with HRA’s and HSA funding, we could meet our budget while still keeping affordable options for our employees. Every employer should have access to this tool." 
-Midwest Real Estate





DBS helps you and your broker… All in Real Time:



Control your plan costs - Regardless of employee plan selections.

Our Direct Compare Feature allows you to design a “budget neutral” set of plans offerings enabling you to stay within your defined budget regardless of Employee plan selections.


Provide enhanced understanding of CDHC benefit plans

If your management team understands CDHC, your company’s ability to effectively communicate plan benefits to your employees is greatly enhanced.


Explore the impact of plan designs variables.

Imagine a real-time design environment in which the financial limitations of your employer budget are met simultaneously with the needs and financial concerns of your employees.


Project Renewals in a controlled environment

Don't wait until “60 days” prior to your company’s renewal. Imagine an environment in which you are able to forecast possible renewal scenarios using easily modifiable assumptions thereby designing possible solutions well in advance of your plan’s renewal.


Analyze the impact of employer HSA contributions.

The impact on your employer budget is revealed in real time as you analyze various HSA contribution scenarios.


Design Multiple Plan Offerings

The task of analyzing and clearly presenting numerous plan offerings to your employees is accomplished with a few key strokes… in a matter of minutes.